{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-089344","form_type":"8-K","ticker":"CB","cik":"0000896159","company_name":"Chubb Ltd","filed_at":"2025-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.713717+00:00","generated_at":"2026-05-23T09:51:21.469654+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Chubb Q1 net income drops 38% to $3.29/sh on $1.64B catastrophe losses, core operating income $3.68/sh","bullets":["Net income $1.33B ($3.29/sh) vs $2.14B ($5.23/sh) last year; core operating income $1.49B ($3.68/sh) down 31%.","Pre-tax catastrophe losses $1.64B (15.9 pts of combined ratio), including $1.47B from California wildfires.","P&C combined ratio 95.7%; current accident year combined ratio ex-cats improved to 82.3% from 83.7% prior year.","Consolidated net premiums written $12.6B, up 5.7% constant currency; Life insurance premiums up 10.3% constant currency.","Book value per share $164.01, up 2.7% from Dec 31; core operating ROTE 13.0%, ROE 8.2%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-089344","json":"https://secwatch.observer/filing/0001193125-25-089344.json","markdown":"https://secwatch.observer/filing/0001193125-25-089344.md","text":"https://secwatch.observer/filing/0001193125-25-089344.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/896159/000119312525089344/0001193125-25-089344-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/896159/000119312525089344/d877161d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T09:51:21.469654+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}