{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-092125","form_type":"8-K","ticker":"CVBF","cik":"0000354647","company_name":"CVB FINANCIAL CORP","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.950405+00:00","generated_at":"2026-05-23T07:27:39.410815+00:00","sec_items":["2.02","9.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"confidence":"high","headline":"CVB Financial Q1 EPS $0.36, net income $51.1M; NIM expands 13bps, loans shrink","bullets":["Diluted EPS $0.36 (flat QoQ); net income $51.1M vs $50.9M Q4'24 and $48.6M Q1'24.","Net interest margin 3.31% (+13bps QoQ); cost of funds fell to 1.04% from 1.13%.","Total loans down $172.8M QoQ; dairy & livestock loans dropped $167.8M (44%).","Nonperforming assets fell to $26.1M from $47.1M on sale of $19.3M OREO with $2.2M gain.","Repurchased 782,063 shares for $15.3M at avg $19.55; TCE ratio 10.0%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-092125","json":"https://secwatch.observer/filing/0001193125-25-092125.json","markdown":"https://secwatch.observer/filing/0001193125-25-092125.md","text":"https://secwatch.observer/filing/0001193125-25-092125.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/354647/000119312525092125/0001193125-25-092125-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/354647/000119312525092125/d892956d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:27:39.410815+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}