secwatch.observer — SEC 8-K summary
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Issuer:     CVB FINANCIAL CORP (CVBF)
CIK:        0000354647
Form:       8-K
Filed at:   2025-04-24T23:59:59+00:00
Accession:  0001193125-25-092125
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 9.01, 8.01
LLM model:  deepseek-v4-flash:cloud@v2

CVB Financial Q1 EPS $0.36, net income $51.1M; NIM expands 13bps, loans shrink
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- Diluted EPS $0.36 (flat QoQ); net income $51.1M vs $50.9M Q4'24 and $48.6M Q1'24.
- Net interest margin 3.31% (+13bps QoQ); cost of funds fell to 1.04% from 1.13%.
- Total loans down $172.8M QoQ; dairy & livestock loans dropped $167.8M (44%).
- Nonperforming assets fell to $26.1M from $47.1M on sale of $19.3M OREO with $2.2M gain.
- Repurchased 782,063 shares for $15.3M at avg $19.55; TCE ratio 10.0%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/354647/000119312525092125/0001193125-25-092125-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/354647/000119312525092125/d892956d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-092125

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