{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-093493","form_type":"8-K","ticker":"BPRN","cik":"0001913971","company_name":"Princeton Bancorp, Inc.","filed_at":"2025-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.459383+00:00","generated_at":"2026-05-23T07:22:12.789460+00:00","sec_items":["9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Princeton Bancorp reports Q1 net income of $5.4M, EPS $0.77; NIM expands to 3.51%","bullets":["Net income $5.4M ($0.77 diluted EPS), up from $5.2M ($0.75) in Q4 2024 and $4.3M ($0.68) in Q1 2024.","Net interest margin improved to 3.51% from 3.28% in Q4 2024; net interest income $18.8M.","Net loans grew $37.7M (8.4% annualized) since year-end 2024; total assets $2.32B.","Non-performing assets decreased $614K to $26.5M; allowance for credit losses 1.29% of loans.","Total deposits decreased $22M (1.08%) to $2.02B; equity ratio improved to 11.5%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-093493","json":"https://secwatch.observer/filing/0001193125-25-093493.json","markdown":"https://secwatch.observer/filing/0001193125-25-093493.md","text":"https://secwatch.observer/filing/0001193125-25-093493.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1913971/000119312525093493/0001193125-25-093493-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1913971/000119312525093493/d830091d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T07:22:12.789460+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}