---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-093493"
form_type: "8-K"
ticker: "BPRN"
cik: "0001913971"
company_name: "Princeton Bancorp, Inc."
filed_at: "2025-04-24T23:59:59+00:00"
generated_at: "2026-05-23T07:22:12.789460+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Princeton Bancorp reports Q1 net income of $5.4M, EPS $0.77; NIM expands to 3.51%

## Summary
- Net income $5.4M ($0.77 diluted EPS), up from $5.2M ($0.75) in Q4 2024 and $4.3M ($0.68) in Q1 2024.
- Net interest margin improved to 3.51% from 3.28% in Q4 2024; net interest income $18.8M.
- Net loans grew $37.7M (8.4% annualized) since year-end 2024; total assets $2.32B.
- Non-performing assets decreased $614K to $26.5M; allowance for credit losses 1.29% of loans.
- Total deposits decreased $22M (1.08%) to $2.02B; equity ratio improved to 11.5%.

## SEC filing metadata
- accession: 0001193125-25-093493
- form_type: 8-K
- ticker: BPRN
- cik: 0001913971
- company_name: Princeton Bancorp, Inc.
- filed_at: 2025-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1913971/000119312525093493/0001193125-25-093493-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1913971/000119312525093493/d830091d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-093493
- JSON: https://secwatch.observer/filing/0001193125-25-093493.json
- Plain text: https://secwatch.observer/filing/0001193125-25-093493.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.