{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-103774","form_type":"8-K","ticker":"AMSF","cik":"0001018979","company_name":"AMERISAFE INC","filed_at":"2025-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.161392+00:00","generated_at":"2026-05-23T03:19:19.867134+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"AMERISAFE Q1 net income down 47% to $8.9M; operating EPS $0.60","bullets":["Net premiums earned $68.9M (+0.6% YoY); gross premiums written $83.8M (+4.6%).","Net income $8.9M ($0.47 diluted EPS) vs $16.9M ($0.88) in Q1 2024; operating earnings $11.4M ($0.60 EPS).","Net combined ratio 89.1% vs 87.3% as underwriting expense ratio rose to 29.9%.","Regular quarterly dividend increased 5.4% to $0.39 per share; payable June 20, 2025.","Book value per share $13.69, up 1.3% from Dec 31, 2024; return on avg equity 13.8%."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-103774","json":"https://secwatch.observer/filing/0001193125-25-103774.json","markdown":"https://secwatch.observer/filing/0001193125-25-103774.md","text":"https://secwatch.observer/filing/0001193125-25-103774.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1018979/000119312525103774/0001193125-25-103774-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1018979/000119312525103774/d938061d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T03:19:19.867134+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}