{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-104506","form_type":"8-K","ticker":"NAVI","cik":"0001593538","company_name":"NAVIENT CORP","filed_at":"2025-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:48.934850+00:00","generated_at":"2026-05-23T02:22:07.433820+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Navient Q1 GAAP net loss $2M; Core EPS $0.25; refi originations double","bullets":["GAAP net loss of $2M ($0.02 diluted loss); Core Earnings of $26M ($0.25 diluted EPS).","Federal Education Loans net income $24M, NIM 0.61%; Consumer Lending net income $46M, NIM 2.76%, originated $508M.","Sold remaining Business Processing (gov't services) in Feb 2025 for net $44M; segment discontinued.","Repurchased $35M common shares; $76M authority left; paid $16M dividends; issued $550M ABS.","Operating expenses $127M, incl $10M transition services; CEO says expense reduction accelerated."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-104506","json":"https://secwatch.observer/filing/0001193125-25-104506.json","markdown":"https://secwatch.observer/filing/0001193125-25-104506.md","text":"https://secwatch.observer/filing/0001193125-25-104506.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1593538/000119312525104506/0001193125-25-104506-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1593538/000119312525104506/d947889d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T02:22:07.433820+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}