Dave Q1 revenue hits $108.0M (+47% Y/Y); net income $28.8M; guides FY25 higher

Dave Inc./DE

2025-Q1 EPS reported $1.97 revenue$107,979,000

GAAP net income $28.8M (vs $34.2M in Q1 2024); adjusted EBITDA $44.2M, up 235% Y/Y.
ExtraCash originations $1.5B, up 46% Y/Y; 28-day delinquency rate improved 33bps to 1.50%.
FY2025 revenue guidance raised to $460-475M (prior $415-435M); Adj. EBITDA guidance raised to $155-165M (prior $110-120M).
Monthly transacting members rose 13% to 2.5M; Dave debit card spend up 24% to $488M.

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