{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-118857","form_type":"8-K","ticker":"FICO","cik":"0000814547","company_name":"FAIR ISAAC CORP","filed_at":"2025-05-13T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.371912+00:00","generated_at":"2026-05-21T19:32:19.340120+00:00","sec_items":["1.01","2.03","8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"FICO closes $1.5B senior notes offering and $1B revolving credit facility","bullets":["Closed $1.5B aggregate principal of 6.000% Senior Notes due 2033, priced at par, unsecured.","Entered $1.0B unsecured revolving credit facility with five-year term, replacing prior facilities.","Net proceeds from notes to repay existing revolver draws and term loans, pay fees, and for general corporate purposes.","Credit facility covenant: consolidated leverage ratio not to exceed 3.5:1 (step-up to 4.0:1 for permitted acquisitions).","Revolver interest: SOFR plus margin 1.0%-1.75% or base rate plus 0%-0.75% depending on leverage."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-118857","json":"https://secwatch.observer/filing/0001193125-25-118857.json","markdown":"https://secwatch.observer/filing/0001193125-25-118857.md","text":"https://secwatch.observer/filing/0001193125-25-118857.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/814547/000119312525118857/0001193125-25-118857-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/814547/000119312525118857/d14876d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-21T19:32:19.340120+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}