---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-118857"
form_type: "8-K"
ticker: "FICO"
cik: "0000814547"
company_name: "FAIR ISAAC CORP"
filed_at: "2025-05-13T23:59:59+00:00"
generated_at: "2026-05-21T19:32:19.340120+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# FICO closes $1.5B senior notes offering and $1B revolving credit facility

## Summary
- Closed $1.5B aggregate principal of 6.000% Senior Notes due 2033, priced at par, unsecured.
- Entered $1.0B unsecured revolving credit facility with five-year term, replacing prior facilities.
- Net proceeds from notes to repay existing revolver draws and term loans, pay fees, and for general corporate purposes.
- Credit facility covenant: consolidated leverage ratio not to exceed 3.5:1 (step-up to 4.0:1 for permitted acquisitions).
- Revolver interest: SOFR plus margin 1.0%-1.75% or base rate plus 0%-0.75% depending on leverage.

## SEC filing metadata
- accession: 0001193125-25-118857
- form_type: 8-K
- ticker: FICO
- cik: 0000814547
- company_name: FAIR ISAAC CORP
- filed_at: 2025-05-13T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 1.01, 2.03, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/814547/000119312525118857/0001193125-25-118857-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/814547/000119312525118857/d14876d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-118857
- JSON: https://secwatch.observer/filing/0001193125-25-118857.json
- Plain text: https://secwatch.observer/filing/0001193125-25-118857.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.