---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-123195"
form_type: "8-K"
ticker: "LSBK"
cik: "0002059653"
company_name: "Lake Shore Bancorp, Inc. /MD/"
filed_at: "2025-05-20T23:59:59+00:00"
generated_at: "2026-05-21T00:36:48.495101+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "medium"
source: SEC EDGAR
---

# Lake Shore Bancorp engages Raymond James for stock conversion; success fee 1.35%, syndicated fee 6%

## Summary
- Raymond James to market common stock in MHC conversion; S-1 effective May 14, 2025.
- Success fee: 1.35% of aggregate shares sold in subscription & community offerings, excluding insider purchases.
- Syndicated community offering fee: 6%; plus $30,000 records agent fee and expense reimbursements.
- Agency Agreement governs marketing services; no fee payable on insider/employee shares.

## SEC filing metadata
- accession: 0001193125-25-123195
- form_type: 8-K
- ticker: LSBK
- cik: 0002059653
- company_name: Lake Shore Bancorp, Inc. /MD/
- filed_at: 2025-05-20T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: medium
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2059653/000119312525123195/0001193125-25-123195-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2059653/000119312525123195/d947421d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-123195
- JSON: https://secwatch.observer/filing/0001193125-25-123195.json
- Plain text: https://secwatch.observer/filing/0001193125-25-123195.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.