{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-130859","form_type":"8-K","ticker":"AII","cik":"0002007587","company_name":"American Integrity Insurance Group, Inc.","filed_at":"2025-05-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.673034+00:00","generated_at":"2026-05-20T05:03:59.737749+00:00","sec_items":["7.01","8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"American Integrity places 2025-2026 CAT XOL reinsurance program with $2.59B total coverage, up 45%","bullets":["Total third-party coverage increased 45% to $2.59B for 2025-2026 treaty year, effective June 1, 2025.","Net consolidated ceded premiums expected to be $433M, up 28% from prior year estimate.","Includes $565M multi-year coverage from new catastrophe bonds via Integrity Re III Ltd, the largest ILS transaction sponsored.","Net retention structure: $35M for first two events, decreasing to $15.8M and $10M for third and fourth.","CEO cites growth from voluntary writings and Citizens take-outs; all reinsurers rated A- or better or fully collateralized."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-130859","json":"https://secwatch.observer/filing/0001193125-25-130859.json","markdown":"https://secwatch.observer/filing/0001193125-25-130859.md","text":"https://secwatch.observer/filing/0001193125-25-130859.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2007587/000119312525130859/0001193125-25-130859-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2007587/000119312525130859/d909547d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T05:03:59.737749+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}