---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-130859"
form_type: "8-K"
ticker: "AII"
cik: "0002007587"
company_name: "American Integrity Insurance Group, Inc."
filed_at: "2025-05-30T23:59:59+00:00"
generated_at: "2026-05-20T05:03:59.737749+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# American Integrity places 2025-2026 CAT XOL reinsurance program with $2.59B total coverage, up 45%

## Summary
- Total third-party coverage increased 45% to $2.59B for 2025-2026 treaty year, effective June 1, 2025.
- Net consolidated ceded premiums expected to be $433M, up 28% from prior year estimate.
- Includes $565M multi-year coverage from new catastrophe bonds via Integrity Re III Ltd, the largest ILS transaction sponsored.
- Net retention structure: $35M for first two events, decreasing to $15.8M and $10M for third and fourth.
- CEO cites growth from voluntary writings and Citizens take-outs; all reinsurers rated A- or better or fully collateralized.

## SEC filing metadata
- accession: 0001193125-25-130859
- form_type: 8-K
- ticker: AII
- cik: 0002007587
- company_name: American Integrity Insurance Group, Inc.
- filed_at: 2025-05-30T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2007587/000119312525130859/0001193125-25-130859-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2007587/000119312525130859/d909547d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-130859
- JSON: https://secwatch.observer/filing/0001193125-25-130859.json
- Plain text: https://secwatch.observer/filing/0001193125-25-130859.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.