{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-130904","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2025-05-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:47.148883+00:00","generated_at":"2026-05-20T03:53:55.126298+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"UMB Financial prices $300M preferred stock offering at 7.75%; net proceeds ~$294.5M","bullets":["Priced 12M depositary shares representing Series B Preferred Stock, 7.750% fixed-rate, liquidation preference $25 per share.","Net proceeds estimated at $294.5M after underwriting discounts and expenses.","Proceeds may redeem all outstanding Series A Preferred (7.00%) and/or repurchase portion of 3.70% subordinated notes due 2030.","Offering expected to close June 12, 2025; RBC Capital Markets and J.P. Morgan act as joint book-running managers.","UMB has applied to list the depositary shares on Nasdaq under symbol 'UMBFO'."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-130904","json":"https://secwatch.observer/filing/0001193125-25-130904.json","markdown":"https://secwatch.observer/filing/0001193125-25-130904.md","text":"https://secwatch.observer/filing/0001193125-25-130904.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312525130904/0001193125-25-130904-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312525130904/d92024d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T03:53:55.126298+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}