---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-139927"
form_type: "8-K"
ticker: "UMBF"
cik: "0000101382"
company_name: "UMB FINANCIAL CORP"
filed_at: "2025-06-12T23:59:59+00:00"
generated_at: "2026-05-19T10:03:28.247015+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# UMB Financial issues 12M depositary shares of 7.750% Series B Perpetual Preferred Stock

## Summary
- Issued 12M depositary shares, each representing a 1/400th interest in 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B.
- Liquidation preference of $25 per depositary share ($10,000 per share of Series B Preferred Stock).
- Certificate of Designation filed with Missouri Secretary of State on June 11, effective June 12, 2025.
- Dividends and repurchases of junior/parity stock restricted if Series B dividends not declared for prior period.

## SEC filing metadata
- accession: 0001193125-25-139927
- form_type: 8-K
- ticker: UMBF
- cik: 0000101382
- company_name: UMB FINANCIAL CORP
- filed_at: 2025-06-12T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 3.03, 5.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101382/000119312525139927/0001193125-25-139927-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101382/000119312525139927/d37089d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-139927
- JSON: https://secwatch.observer/filing/0001193125-25-139927.json
- Plain text: https://secwatch.observer/filing/0001193125-25-139927.txt

## Key facts
- Governance Changes
  UMB FINANCIAL CORP: Certificate of Designation filed to establish Series B Preferred Stock, amending the Restated Articles of Incorporation (effective 2025-06-12).
  - Change: charter amendment
  - Effective: 2025-06-12
  source text: The Certificate of Designation became effective June 12, 2025 after filing with the Secretary of State of the State of Missouri on June 11, 2025 and it amends the Company’s Restated Articles of Incorporation.
  evidence_url: https://www.sec.gov/Archives/edgar/data/101382/000119312525139927/0001193125-25-139927-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.