---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-143290"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2025-06-20T23:59:59+00:00"
generated_at: "2026-05-19T02:24:12.210967+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide obtains $200M incremental term loan to redeem $400M senior notes due 2026

## Summary
- Incremental term A-2 loan of $200M added to existing credit agreement with Bank of America as lender.
- Loan priced at Term SOFR plus 1.5%-2.5% margin, based on consolidated total leverage ratio.
- Proceeds used to fully redeem $400M of 5.750% Senior Notes due 2026 on June 20, 2025.
- Quarterly principal repayments start Sep 2025: $1.25M per quarter through Jun 2028, then $2.5M, remainder at maturity.

## SEC filing metadata
- accession: 0001193125-25-143290
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2025-06-20T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000119312525143290/0001193125-25-143290-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000119312525143290/d906059d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-143290
- JSON: https://secwatch.observer/filing/0001193125-25-143290.json
- Plain text: https://secwatch.observer/filing/0001193125-25-143290.txt

## Key facts
- Debt Financings
  ACI WORLDWIDE, INC. incurred term loan of $200,000,000 with Bank of America, N.A. at Term SOFR plus an applicable margin between 1.5% and 2.5%.
  - Instrument: term loan
  - Principal: $200,000,000
  - Counterparty: Bank of America, N.A.
  - Rate: Term SOFR plus an applicable margin between 1.5% and 2.5%
  - Event: incurrence
  source text: party thereto from time to time. The Agreement supplements the Credit Agreement to, amongst other things, provide for incremental term loans in an aggregate principal amount of $200,000,000 (the “ Incremental Term Loan ”). The proceeds of the Incremental Term Loan borrowing under the Credit Agreement, together with cash on hand and the proceeds of a revolving loan
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000119312525143290/0001193125-25-143290-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.