{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-156255","form_type":"8-K","ticker":"NWFL","cik":"0001013272","company_name":"NORWOOD FINANCIAL CORP","filed_at":"2025-07-07T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.125692+00:00","generated_at":"2026-05-18T09:14:18.758460+00:00","sec_items":["1.01","7.01","8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Norwood Financial to acquire PB Bankshares for ~$54.9M in stock/cash mix","bullets":["80% stock (0.7850 NWFL shares) or $19.75 cash per PBBK share; total consideration ~$54.9M.","Deal valued at 106.6% of PBBK tangible book value; 2.3% core deposit premium.","Expected 10% EPS accretion in 2026, 4.2% TBV dilution, earnback period of 2.5 years.","Combined company to have ~$3.0B assets; PBBK shareholders to own ~14% of NWFL post-close.","PBBK CEO Janak Amin to stay as EVP/COO of Wayne Bank; closing expected late 2025/early 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-156255","json":"https://secwatch.observer/filing/0001193125-25-156255.json","markdown":"https://secwatch.observer/filing/0001193125-25-156255.md","text":"https://secwatch.observer/filing/0001193125-25-156255.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1013272/000119312525156255/0001193125-25-156255-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1013272/000119312525156255/d849228d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T09:14:18.758460+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}