{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-157890","form_type":"8-K","ticker":"CIVB","cik":"0000944745","company_name":"CIVISTA BANCSHARES, INC.","filed_at":"2025-07-11T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.747434+00:00","generated_at":"2026-05-18T07:05:49.894099+00:00","sec_items":["1.01","2.02","8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Civista Bancshares to acquire Farmers Savings Bank for ~$70.4M; launches $70M common stock offering","bullets":["Acquires Farmers Savings Bank (Spencer, OH) for $34.9M cash + 1.43M CIVB shares; aggregate value ~$70.4M.","Offers 3.29M shares at $21.25 for gross $70M; net proceeds ~$65.5M for general corporate purposes.","Preliminary Q2 2025 guidance: net income $10.3M–$11.1M ($0.67–$0.72 EPS), NIM 3.63%–3.69%.","Deal expected ~10% EPS accretive once cost savings phased; TBV dilution earn-back ~3 years.","Adds ~$183M low-cost deposits, 2 branches in Medina/Lorain Counties; pro forma assets ~$4.4B."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-157890","json":"https://secwatch.observer/filing/0001193125-25-157890.json","markdown":"https://secwatch.observer/filing/0001193125-25-157890.md","text":"https://secwatch.observer/filing/0001193125-25-157890.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944745/000119312525157890/0001193125-25-157890-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944745/000119312525157890/d81885d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T07:05:49.894099+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}