{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-159412","form_type":"8-K","ticker":"UMBF","cik":"0000101382","company_name":"UMB FINANCIAL CORP","filed_at":"2025-07-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.126840+00:00","generated_at":"2026-05-18T06:25:10.470728+00:00","sec_items":["5.03","8.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"UMB Financial completes redemption of Series A Preferred Stock; removes certificate of designation","bullets":["Completed redemption of all outstanding 7% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A on July 15, 2025.","Filed Termination of Certificate of Designation with Missouri Secretary of State, eliminating Series A terms from articles.","Redemption was previously announced; no new financial terms or impact disclosed in this filing."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-159412","json":"https://secwatch.observer/filing/0001193125-25-159412.json","markdown":"https://secwatch.observer/filing/0001193125-25-159412.md","text":"https://secwatch.observer/filing/0001193125-25-159412.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/101382/000119312525159412/0001193125-25-159412-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/101382/000119312525159412/d15364d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T06:25:10.470728+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ff27cbeb9007c5570b6e2a3de61a8dc43b2d1aca","claim":"UMB FINANCIAL CORP: Terminated the Certificate of Designation of Series A Preferred Stock, removing all related matters from Restated Articles of Incorporation (effective 2025-07-15).","evidence_excerpt":"On July 15, 2025, UMB Financial Corporation (the “Company”) filed a Termination of Certificate of Designation of 7.00% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A (the “Termination of Certificate of Designation”) to its Restated Articles of Incorporation with the Secretary of State of the State of Missouri, eliminating from the Restated Articles of Incorporation all matters set forth in the Certificate of Designation with respect to its 7.00% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A (the “Series A Preferred Stock”).","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/101382/000119312525159412/0001193125-25-159412-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"charter amendment"},{"label":"Effective","value":"2025-07-15"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}