{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-160823","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2025-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.097055+00:00","generated_at":"2026-05-18T05:52:21.173945+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Ally Financial Q2 2025: GAAP EPS $1.04 (up 68% YoY), core pre-tax income $418M","bullets":["GAAP EPS $1.04 vs. $0.62 YoY; Adjusted EPS $0.99 vs. $0.73 YoY, up 36%.","GAAP total net revenue $2.08B, up 3% YoY; core pre-tax income $418M, up $96M.","Retail auto originations $11B from record 3.9M applications; 42% in highest credit tier.","Retail deposits $143B, 92% FDIC insured; 3.4M customers, 65th consecutive quarter of growth.","Corporate Finance HFI $11.0B, 31% ROE, zero net charge-offs in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-160823","json":"https://secwatch.observer/filing/0001193125-25-160823.json","markdown":"https://secwatch.observer/filing/0001193125-25-160823.md","text":"https://secwatch.observer/filing/0001193125-25-160823.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312525160823/0001193125-25-160823-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312525160823/d931552d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:52:21.173945+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}