{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-160898","form_type":"8-K","ticker":"EQBK","cik":"0001227500","company_name":"EQUITY BANCSHARES INC","filed_at":"2025-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.524746+00:00","generated_at":"2026-05-18T05:35:24.590076+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Equity Bancshares raises $75M via 7.125% subordinated notes due 2035","bullets":["Issued $75M aggregate principal of 7.125% Fixed-to-Floating Rate Subordinated Notes due Aug 1, 2035.","Fixed rate of 7.125% for first 5 years; then floats at 3-month SOFR plus 349 bps.","Notes are unsecured, subordinated obligations intended to qualify as Tier 2 capital.","Net proceeds to be used for general corporate purposes and repayment of indebtedness."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-160898","json":"https://secwatch.observer/filing/0001193125-25-160898.json","markdown":"https://secwatch.observer/filing/0001193125-25-160898.md","text":"https://secwatch.observer/filing/0001193125-25-160898.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1227500/000119312525160898/0001193125-25-160898-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1227500/000119312525160898/d238867d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T05:35:24.590076+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f2643d8b5e4d5d2476ce824fa1f07bce19a5fe70","claim":"EQUITY BANCSHARES INC incurred senior notes of $75 million at 7.125% Fixed-to-Floating Rate maturing mature on August 1, 2035.","evidence_excerpt":"On July 17, 2025, Equity Bancshares, Inc. (the “Company”) completed an offering of $75 million in aggregate principal amount of its 7.125% Fixed-to-Floating Rate Subordinated Notes due 2035","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1227500/000119312525160898/0001193125-25-160898-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$75 million"},{"label":"Rate","value":"7.125% Fixed-to-Floating Rate"},{"label":"Maturity","value":"mature on August 1, 2035"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}