---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-160898"
form_type: "8-K"
ticker: "EQBK"
cik: "0001227500"
company_name: "EQUITY BANCSHARES INC"
filed_at: "2025-07-18T23:59:59+00:00"
generated_at: "2026-05-18T05:35:24.590076+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Equity Bancshares raises $75M via 7.125% subordinated notes due 2035

## Summary
- Issued $75M aggregate principal of 7.125% Fixed-to-Floating Rate Subordinated Notes due Aug 1, 2035.
- Fixed rate of 7.125% for first 5 years; then floats at 3-month SOFR plus 349 bps.
- Notes are unsecured, subordinated obligations intended to qualify as Tier 2 capital.
- Net proceeds to be used for general corporate purposes and repayment of indebtedness.

## SEC filing metadata
- accession: 0001193125-25-160898
- form_type: 8-K
- ticker: EQBK
- cik: 0001227500
- company_name: EQUITY BANCSHARES INC
- filed_at: 2025-07-18T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1227500/000119312525160898/0001193125-25-160898-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1227500/000119312525160898/d238867d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-160898
- JSON: https://secwatch.observer/filing/0001193125-25-160898.json
- Plain text: https://secwatch.observer/filing/0001193125-25-160898.txt

## Key facts
- Debt Financings
  EQUITY BANCSHARES INC incurred senior notes of $75 million at 7.125% Fixed-to-Floating Rate maturing mature on August 1, 2035.
  - Instrument: senior notes
  - Principal: $75 million
  - Rate: 7.125% Fixed-to-Floating Rate
  - Maturity: mature on August 1, 2035
  - Event: incurrence
  source text: On July 17, 2025, Equity Bancshares, Inc. (the “Company”) completed an offering of $75 million in aggregate principal amount of its 7.125% Fixed-to-Floating Rate Subordinated Notes due 2035
  evidence_url: https://www.sec.gov/Archives/edgar/data/1227500/000119312525160898/0001193125-25-160898-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.