---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-162304"
form_type: "8-K"
ticker: "AUBN"
cik: "0000750574"
company_name: "AUBURN NATIONAL BANCORPORATION, INC"
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:45:53.272841+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Auburn National Q2 EPS $0.52, up 18% from Q1; net interest margin expands to 3.27%

## Summary
- Net earnings $1.8M, EPS $0.52 (vs $0.44 Q1 2025 and $0.50 Q2 2024).
- Net interest margin (tax-equiv) 3.27%, up 7 bps from Q1 2025 and 21 bps YoY; net interest income $7.4M.
- Nonperforming assets 0.03% of total assets; allowance for credit losses 1.24% of loans.
- Deposits $939.9M at June 30, up from $910.5M at March 31; book value per share $24.64 vs $23.79.

## SEC filing metadata
- accession: 0001193125-25-162304
- form_type: 8-K
- ticker: AUBN
- cik: 0000750574
- company_name: AUBURN NATIONAL BANCORPORATION, INC
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750574/000119312525162304/0001193125-25-162304-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750574/000119312525162304/d19789d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-162304
- JSON: https://secwatch.observer/filing/0001193125-25-162304.json
- Plain text: https://secwatch.observer/filing/0001193125-25-162304.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.