{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-162913","form_type":"8-K","ticker":"BPOP","cik":"0000763901","company_name":"POPULAR, INC.","filed_at":"2025-07-23T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.301623+00:00","generated_at":"2026-05-18T03:52:51.334080+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Popular, Inc. reports Q2 2025 net income of $210.4M, EPS $3.09; dividend raised to $0.75, new $500M buyback","bullets":["Net income $210.4M ($3.09 EPS) vs $177.5M ($2.56) in Q1 2025; net interest income up $25.9M to $631.5M.","Net interest margin expanded to 3.49% (taxable-equivalent 3.85%) from 3.40% (3.73%) in Q1.","Loans held in portfolio increased $931M to $38.2B; deposits up $1.4B to $67.2B.","Credit quality improved: NPL ratio 0.82% (down 2bps), NCO ratio 0.45% annualized (vs 0.53% Q1).","Capital actions: quarterly dividend raised from $0.70 to $0.75; new $500M stock repurchase program announced July 16; $112M in buybacks during Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-162913","json":"https://secwatch.observer/filing/0001193125-25-162913.json","markdown":"https://secwatch.observer/filing/0001193125-25-162913.md","text":"https://secwatch.observer/filing/0001193125-25-162913.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/763901/000119312525162913/0001193125-25-162913-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/763901/000119312525162913/d33675d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T03:52:51.334080+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}