---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-162913"
form_type: "8-K"
ticker: "BPOP"
cik: "0000763901"
company_name: "POPULAR, INC."
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:52:51.334080+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Popular, Inc. reports Q2 2025 net income of $210.4M, EPS $3.09; dividend raised to $0.75, new $500M buyback

## Summary
- Net income $210.4M ($3.09 EPS) vs $177.5M ($2.56) in Q1 2025; net interest income up $25.9M to $631.5M.
- Net interest margin expanded to 3.49% (taxable-equivalent 3.85%) from 3.40% (3.73%) in Q1.
- Loans held in portfolio increased $931M to $38.2B; deposits up $1.4B to $67.2B.
- Credit quality improved: NPL ratio 0.82% (down 2bps), NCO ratio 0.45% annualized (vs 0.53% Q1).
- Capital actions: quarterly dividend raised from $0.70 to $0.75; new $500M stock repurchase program announced July 16; $112M in buybacks during Q2.

## SEC filing metadata
- accession: 0001193125-25-162913
- form_type: 8-K
- ticker: BPOP
- cik: 0000763901
- company_name: POPULAR, INC.
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/763901/000119312525162913/0001193125-25-162913-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/763901/000119312525162913/d33675d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-162913
- JSON: https://secwatch.observer/filing/0001193125-25-162913.json
- Plain text: https://secwatch.observer/filing/0001193125-25-162913.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.