---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-163423"
form_type: "8-K"
ticker: "JPM"
cik: "0000019617"
company_name: "JPMORGAN CHASE & CO"
filed_at: "2025-07-23T23:59:59+00:00"
generated_at: "2026-05-18T03:41:59.900538+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# JPMorgan Chase closes $4B Fixed-to-Floating Rate Subordinated Notes offering due 2036

## Summary
- Closed offering of $4B aggregate principal amount of Fixed-to-Floating Rate Subordinated Notes due 2036 on July 23, 2025.
- Notes are subordinated; interest rate structure switches from fixed to floating after an initial period.
- Offering conducted under existing shelf registration statement on Form S-3 (File 333-285537).
- Legal opinion from Simpson Thacher & Bartlett LLP filed as Exhibit 5.1.

## SEC filing metadata
- accession: 0001193125-25-163423
- form_type: 8-K
- ticker: JPM
- cik: 0000019617
- company_name: JPMORGAN CHASE & CO
- filed_at: 2025-07-23T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/19617/000119312525163423/0001193125-25-163423-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/19617/000119312525163423/d204798d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-163423
- JSON: https://secwatch.observer/filing/0001193125-25-163423.json
- Plain text: https://secwatch.observer/filing/0001193125-25-163423.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.