{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-164387","form_type":"8-K","ticker":"BPRN","cik":"0001913971","company_name":"Princeton Bancorp, Inc.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.579118+00:00","generated_at":"2026-05-18T02:39:13.983588+00:00","sec_items":["9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Princeton Bancorp Q2 net income drops to $688K from $5.4M QoQ on $7M credit loss provision","bullets":["Net income $688K ($0.10 EPS) vs $5.4M ($0.77) Q1 2025 and $5.1M ($0.80) Q2 2024.","Provision for credit losses $7.0M, up $6.7M QoQ, primarily from previously disclosed $9.9M charge-off.","Net interest income $18.8M (+$53K QoQ, +$2.8M YoY); net interest margin 3.54%.","Total assets $2.24B (-4.2% YTD); deposits down $100.3M (-4.93%); equity ratio 11.7%.","Repurchased 173K shares at $31.14; CEO expects stronger H2 2025 earnings."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-164387","json":"https://secwatch.observer/filing/0001193125-25-164387.json","markdown":"https://secwatch.observer/filing/0001193125-25-164387.md","text":"https://secwatch.observer/filing/0001193125-25-164387.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1913971/000119312525164387/0001193125-25-164387-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1913971/000119312525164387/d847827d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:39:13.983588+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}