Ally Q2 GAAP EPS $1.04, up 68% YoY; core pre-tax income $418M, up 30%

Ally Financial Inc.

2025-Q2 EPS reported $0.23 revenue$3,623,000,000

GAAP net income of $324M vs. $191M YoY; adjusted EPS $0.99, up 36%.
NIM ex. OID 3.45%, up 10 bps QoQ; CET1 ratio 9.9%, up 38 bps.
Consumer auto originations $11.0B from record 3.9M applications; retail auto NCOs 1.75%.
Closed Credit Card sale on Apr 1, generating 20 bps CET1 at closing.
Retail deposits $143B; 65th consecutive quarter of deposit customer growth.

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