{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-167999","form_type":"8-K","ticker":"MCY","cik":"0000064996","company_name":"MERCURY GENERAL CORP","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:46.160199+00:00","generated_at":"2026-05-17T23:52:05.071419+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Mercury General Q2 net income jumps 166% to $166.5M on lower catastrophe losses; combined ratio improves to 92.5%","bullets":["Diluted EPS $3.01 vs $1.13 a year ago; operating EPS $2.67 vs $1.09.","Net premiums earned up 10.6% to $1.367B; combined ratio 92.5% (improved 6.4 pts).","Catastrophe losses net of reinsurance fell to $13M in Q2 from $125M, aided by $50M subrogation on wildfires.","Board declares $0.3175/sh quarterly dividend payable Sept. 25, 2025 (record Sept. 11).","Updated on Palisades/Eaton wildfires: net losses $359M YTD; $528M subrogation recorded vs SCE."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-167999","json":"https://secwatch.observer/filing/0001193125-25-167999.json","markdown":"https://secwatch.observer/filing/0001193125-25-167999.md","text":"https://secwatch.observer/filing/0001193125-25-167999.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/64996/000119312525167999/0001193125-25-167999-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/64996/000119312525167999/d949213d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:52:05.071419+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}