{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-168055","form_type":"8-K","ticker":"SYF","cik":"0001601712","company_name":"Synchrony Financial","filed_at":"2025-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.464472+00:00","generated_at":"2026-05-17T23:42:15.755120+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Synchrony issues $1B in senior notes: $500M at 5.019% due 2029, $500M at 6.000% due 2036","bullets":["Issued $500M of 5.019% Fixed-to-Floating Rate Senior Notes due 2029.","Issued $500M of 6.000% Fixed-to-Floating Rate Senior Notes due 2036.","Underwriters include BofA Securities, Mizuho, and Wells Fargo.","Offering made under existing shelf registration (S-3) and closed on July 29, 2025.","Notes governed by indenture with The Bank of New York Mellon as trustee."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-168055","json":"https://secwatch.observer/filing/0001193125-25-168055.json","markdown":"https://secwatch.observer/filing/0001193125-25-168055.md","text":"https://secwatch.observer/filing/0001193125-25-168055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1601712/000119312525168055/0001193125-25-168055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1601712/000119312525168055/d78610d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:42:15.755120+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}