secwatch.observer — SEC 8-K summary
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Issuer:     BCB BANCORP INC (BCBP)
CIK:        0001228454
Form:       8-K
Filed at:   2025-07-29T23:59:59+00:00
Accession:  0001193125-25-168060
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BCB Bancorp Q2 net income $3.6M, EPS $0.18; declares $0.16 dividend
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- Net income $3.6M ($0.18 diluted EPS) vs Q1 net loss $8.3M ($0.51 loss) and Q2 2024 $2.8M ($0.14).
- Net interest margin expanded to 2.80% from 2.59% in Q1; cost of interest-bearing liabilities down 17 bp to 3.16%.
- Provision for credit losses $4.9M (down from $20.8M in Q1); non-accrual loans $101.8M (3.50% of gross loans).
- Board declared $0.16/share regular quarterly cash dividend payable Aug 25 to holders of record Aug 11.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1228454/000119312525168060/0001193125-25-168060-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1228454/000119312525168060/d829881d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-168060

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