{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-168188","form_type":"8-K","ticker":"NAVI","cik":"0001593538","company_name":"NAVIENT CORP","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.453140+00:00","generated_at":"2026-05-17T23:02:37.655712+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Navient Q2 2025 GAAP net income $14M; originations nearly double YoY to $1B YTD","bullets":["GAAP net income $14M ($0.13 diluted EPS); Core Earnings $21M ($0.20 diluted EPS).","Originations $1B YTD, nearly double first half 2024; Q2 private education loans $500M.","Provision for loan losses $37M, up $23M from prior year due to portfolio growth, macro, delinquencies.","Repurchased $24M shares in Q2; $52M buyback authority remaining; paid $16M dividends.","Operating expenses $100M; transition services for strategic initiatives nearly complete."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-168188","json":"https://secwatch.observer/filing/0001193125-25-168188.json","markdown":"https://secwatch.observer/filing/0001193125-25-168188.md","text":"https://secwatch.observer/filing/0001193125-25-168188.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1593538/000119312525168188/0001193125-25-168188-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1593538/000119312525168188/d946836d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T23:02:37.655712+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}