{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-174014","form_type":"8-K","ticker":"DAVE","cik":"0001841408","company_name":"Dave Inc./DE","filed_at":"2025-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.301236+00:00","generated_at":"2026-05-17T19:55:24.842273+00:00","sec_items":["1.01","2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Dave Q2 revenue up 64% to $131.7M, raises FY 2025 guidance; amends Coastal deal for $225M receivables","bullets":["Revenue $131.7M (+64% YoY); net income $9.1M (+42% YoY); adjusted EBITDA $50.9M (+236% YoY).","Adjusted diluted EPS $3.14 (+210% YoY); non-GAAP gross profit $92.0M (+78% YoY) with 70% margin.","Raises FY 2025 revenue guidance to $505-515M (prior $460-475M); adjusted EBITDA to $180-190M (prior $155-165M).","Monthly Transacting Members up 16% to 2.6M; ExtraCash originations up 51% to $1.8B.","First Amendment with Coastal Community Bank requires sale of up to $225M in receivables to Dave after 60 days on Coastal's balance sheet."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-174014","json":"https://secwatch.observer/filing/0001193125-25-174014.json","markdown":"https://secwatch.observer/filing/0001193125-25-174014.md","text":"https://secwatch.observer/filing/0001193125-25-174014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1841408/000119312525174014/0001193125-25-174014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1841408/000119312525174014/d896447d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T19:55:24.842273+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}