---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-174014"
form_type: "8-K"
ticker: "DAVE"
cik: "0001841408"
company_name: "Dave Inc./DE"
filed_at: "2025-08-06T23:59:59+00:00"
generated_at: "2026-05-17T19:55:24.842273+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Dave Q2 revenue up 64% to $131.7M, raises FY 2025 guidance; amends Coastal deal for $225M receivables

## Summary
- Revenue $131.7M (+64% YoY); net income $9.1M (+42% YoY); adjusted EBITDA $50.9M (+236% YoY).
- Adjusted diluted EPS $3.14 (+210% YoY); non-GAAP gross profit $92.0M (+78% YoY) with 70% margin.
- Raises FY 2025 revenue guidance to $505-515M (prior $460-475M); adjusted EBITDA to $180-190M (prior $155-165M).
- Monthly Transacting Members up 16% to 2.6M; ExtraCash originations up 51% to $1.8B.
- First Amendment with Coastal Community Bank requires sale of up to $225M in receivables to Dave after 60 days on Coastal's balance sheet.

## SEC filing metadata
- accession: 0001193125-25-174014
- form_type: 8-K
- ticker: DAVE
- cik: 0001841408
- company_name: Dave Inc./DE
- filed_at: 2025-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 1.01, 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1841408/000119312525174014/0001193125-25-174014-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1841408/000119312525174014/d896447d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-174014
- JSON: https://secwatch.observer/filing/0001193125-25-174014.json
- Plain text: https://secwatch.observer/filing/0001193125-25-174014.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.