{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-176444","form_type":"8-K","ticker":"VEL","cik":"0001692376","company_name":"Velocity Financial, Inc.","filed_at":"2025-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:02:44.687367+00:00","generated_at":"2026-05-17T16:40:17.577521+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Velocity Financial Q2 net income up 76% to $26.0M; diluted EPS $0.69","bullets":["Net income of $26.0M vs $14.8M in 2Q24 (+75.9%); diluted EPS $0.69 vs $0.42.","Core net income of $27.5M vs $15.9M (+72.6%); core diluted EPS $0.73 vs $0.45.","Management cites record production volume and strong portfolio earnings as drivers.","No forward guidance or other material updates provided in the release."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-176444","json":"https://secwatch.observer/filing/0001193125-25-176444.json","markdown":"https://secwatch.observer/filing/0001193125-25-176444.md","text":"https://secwatch.observer/filing/0001193125-25-176444.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1692376/000119312525176444/0001193125-25-176444-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1692376/000119312525176444/d939030d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T16:40:17.577521+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}