earnings
confidence high
sentiment positive
materiality 0.80
American Integrity Q2 net income $27.5M, EPS $1.62; gross premiums up 29.5%
American Integrity Insurance Group, Inc.
2025-Q2 EPS reported
$4.18
revenue$146,385,000
- Net income $27.5M ($1.62 diluted EPS); adjusted net income $31.3M ($1.84 EPS).
- Gross premiums written $287M, up 29.5% YoY; net premiums earned $66.2M, up 63.3%.
- Combined ratio 72.9% vs 60.8% prior-year; includes one-time IPO expenses.
- Net investment income $4.8M, up 40%; assumed 7,372 policies from Citizens; surpassed 400k policies in-force.
- Approved voluntary rate filing in Miami-Dade and Broward counties; will begin writing policies in these markets.
item 2.02item 9.01