{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-180879","form_type":"8-K","ticker":"USCB","cik":"0001901637","company_name":"USCB FINANCIAL HOLDINGS, INC.","filed_at":"2025-08-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.557634+00:00","generated_at":"2026-05-17T13:30:00.053987+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"USCB Financial issues $40M subordinated notes at 7.625%, due 2035 for Tier 2 capital","bullets":["Issued $40.0M aggregate principal amount of 7.625% Fixed-to-Floating Rate Subordinated Notes due August 15, 2035.","Interest fixed at 7.625% to August 15, 2030, then resets quarterly at 3-month SOFR plus 422 bps.","Notes are unsecured, subordinated Tier 2 capital obligations; redeemable at par on/after August 15, 2030.","Net proceeds will be used for general corporate purposes, including balance sheet and capital optimization.","Issued in a private placement under Section 4(a)(2) and Rule 506(b); exchange registration rights granted."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-180879","json":"https://secwatch.observer/filing/0001193125-25-180879.json","markdown":"https://secwatch.observer/filing/0001193125-25-180879.md","text":"https://secwatch.observer/filing/0001193125-25-180879.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1901637/000119312525180879/0001193125-25-180879-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1901637/000119312525180879/d23435d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T13:30:00.053987+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"625ad0f31a6fe876450a4c055894ecbb39a68209","claim":"USCB FINANCIAL HOLDINGS, INC. incurred senior notes of $40.0 million in aggregate principal amount with qualified institutional buyers (the \"Purchasers\") at 7.625% Fixed-to-Floating Rate maturing August 15, 2035.","evidence_excerpt":"the Company sold and issued $40.0 million in aggregate principal amount of its 7.625% Fixed-to-Floating Rate Subordinated Notes due 2035","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1901637/000119312525180879/0001193125-25-180879-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$40.0 million in aggregate principal amount"},{"label":"Counterparty","value":"qualified institutional buyers (the \"Purchasers\")"},{"label":"Rate","value":"7.625% Fixed-to-Floating Rate"},{"label":"Maturity","value":"August 15, 2035"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}