secwatch.observer — SEC 8-K summary
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Issuer:     USCB FINANCIAL HOLDINGS, INC. (USCB)
CIK:        0001901637
Form:       8-K
Filed at:   2025-08-14T23:59:59+00:00
Accession:  0001193125-25-180879
Event type: debt
Sentiment:  neutral
Materiality: 0.50
Item codes: 1.01, 2.03, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

USCB Financial issues $40M subordinated notes at 7.625%, due 2035 for Tier 2 capital
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- Issued $40.0M aggregate principal amount of 7.625% Fixed-to-Floating Rate Subordinated Notes due August 15, 2035.
- Interest fixed at 7.625% to August 15, 2030, then resets quarterly at 3-month SOFR plus 422 bps.
- Notes are unsecured, subordinated Tier 2 capital obligations; redeemable at par on/after August 15, 2030.
- Net proceeds will be used for general corporate purposes, including balance sheet and capital optimization.
- Issued in a private placement under Section 4(a)(2) and Rule 506(b); exchange registration rights granted.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1901637/000119312525180879/0001193125-25-180879-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1901637/000119312525180879/d23435d8k.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-180879

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