---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-182372"
form_type: "8-K"
ticker: "PRHI"
cik: "0001502292"
company_name: "Presurance Holdings, Inc."
filed_at: "2025-08-18T23:59:59+00:00"
generated_at: "2026-05-17T11:53:02.299583+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Conifer Holdings Q2 net income $2.1M ($0.17/sh) on earnout; gross premiums up 11%

## Summary
- Net income allocable to common shareholders of $2.1M ($0.17 diluted) vs $3.95M loss a year ago.
- Adjusted operating loss of $2.1M ($0.17/sh), improved from $3.4M loss in Q2 2024.
- Gross written premiums up 11.1% to $21.1M, led by Personal Lines growth of 46.8%.
- Combined ratio improved to 121.1% from 123.6%, still above 100% indicating underwriting loss.
- Book value per share rose to $2.31 from negative $0.10 at year-end 2024.

## SEC filing metadata
- accession: 0001193125-25-182372
- form_type: 8-K
- ticker: PRHI
- cik: 0001502292
- company_name: Presurance Holdings, Inc.
- filed_at: 2025-08-18T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1502292/000119312525182372/0001193125-25-182372-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1502292/000119312525182372/cnfr-20250813.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-182372
- JSON: https://secwatch.observer/filing/0001193125-25-182372.json
- Plain text: https://secwatch.observer/filing/0001193125-25-182372.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.