secwatch.observer — SEC 8-K summary
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Issuer:     Presurance Holdings, Inc. (PRHI)
CIK:        0001502292
Form:       8-K
Filed at:   2025-08-18T23:59:59+00:00
Accession:  0001193125-25-182372
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Conifer Holdings Q2 net income $2.1M ($0.17/sh) on earnout; gross premiums up 11%
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- Net income allocable to common shareholders of $2.1M ($0.17 diluted) vs $3.95M loss a year ago.
- Adjusted operating loss of $2.1M ($0.17/sh), improved from $3.4M loss in Q2 2024.
- Gross written premiums up 11.1% to $21.1M, led by Personal Lines growth of 46.8%.
- Combined ratio improved to 121.1% from 123.6%, still above 100% indicating underwriting loss.
- Book value per share rose to $2.31 from negative $0.10 at year-end 2024.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1502292/000119312525182372/0001193125-25-182372-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1502292/000119312525182372/cnfr-20250813.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-182372

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer