---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-189680"
form_type: "8-K"
ticker: "UMBF"
cik: "0000101382"
company_name: "UMB FINANCIAL CORP"
filed_at: "2025-08-27T23:59:59+00:00"
generated_at: "2026-05-17T09:36:22.059949+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# UMB Financial announces full redemption of 3.70% subordinated notes due 2030

## Summary
- All outstanding 3.70% Fixed-to-Fixed Rate Subordinated Notes due 2030 (CUSIP 902788 AA6) to be redeemed on September 17, 2025.
- Redemption price is 100% of principal amount plus accrued and unpaid interest up to but excluding the redemption date.
- Payment will be made through DTC; holders will receive detailed instructions via notice.

## SEC filing metadata
- accession: 0001193125-25-189680
- form_type: 8-K
- ticker: UMBF
- cik: 0000101382
- company_name: UMB FINANCIAL CORP
- filed_at: 2025-08-27T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/101382/000119312525189680/0001193125-25-189680-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/101382/000119312525189680/umbf-20250827.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-189680
- JSON: https://secwatch.observer/filing/0001193125-25-189680.json
- Plain text: https://secwatch.observer/filing/0001193125-25-189680.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.