{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-193355","form_type":"8-K","ticker":"EQBK","cik":"0001227500","company_name":"EQUITY BANCSHARES INC","filed_at":"2025-09-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.524985+00:00","generated_at":"2026-05-17T08:44:32.797882+00:00","sec_items":["1.01","7.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Equity Bancshares acquires Frontier Holdings for 2.22M shares + $32.5M cash; also repositions bond portfolio","bullets":["EQBK to acquire Frontier Bank ($1.4B assets, 7 NE branches); expected Q4 2025 close upon regulatory/member approvals.","Total consideration: 2,220,000 EQBK shares plus $32.5M cash subject to minimum equity adjustments; ~75% stock.","Transaction expected to be 7.7% ($0.34) accretive to 2026 EPS; TBV dilution earned back in less than three years.","Sold ~$358.8M securities (2.18% yield) for ~$31.6M after-tax loss; proceeds redeployed at >4.75% yield.","Bond repositioning estimated to add $7.4M annual interest income, $0.27 EPS accretion in 2026; neutral to TCE."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-193355","json":"https://secwatch.observer/filing/0001193125-25-193355.json","markdown":"https://secwatch.observer/filing/0001193125-25-193355.md","text":"https://secwatch.observer/filing/0001193125-25-193355.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1227500/000119312525193355/0001193125-25-193355-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1227500/000119312525193355/d81587d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T08:44:32.797882+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}