---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-197315"
form_type: "8-K"
ticker: "FCNCA"
cik: "0000798941"
company_name: "FIRST CITIZENS BANCSHARES INC /DE/"
filed_at: "2025-09-05T23:59:59+00:00"
generated_at: "2026-05-17T08:10:40.407292+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# First Citizens BancShares issues $600M of 5.600% subordinated notes due 2035

## Summary
- Issued $600M of 5.600% Fixed Rate Reset Subordinated Notes due 2035 on Sept 5, 2025.
- Notes sold in public offering; terms governed by subordinated base indenture and third supplemental indenture.
- Underwriting syndicate led by BofA Securities and Morgan Stanley.
- Notes are subordinated and rank junior to senior debt obligations.

## SEC filing metadata
- accession: 0001193125-25-197315
- form_type: 8-K
- ticker: FCNCA
- cik: 0000798941
- company_name: FIRST CITIZENS BANCSHARES INC /DE/
- filed_at: 2025-09-05T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/798941/000119312525197315/0001193125-25-197315-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/798941/000119312525197315/d92807d8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-197315
- JSON: https://secwatch.observer/filing/0001193125-25-197315.json
- Plain text: https://secwatch.observer/filing/0001193125-25-197315.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.