{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-237183","form_type":"8-K","ticker":"VRM","cik":"0001580864","company_name":"Vroom, Inc.","filed_at":"2025-10-10T23:59:59+00:00","discovered_at":"2026-05-14T18:02:39.815385+00:00","generated_at":"2026-05-17T04:04:31.748923+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Vroom ups credit facility by $10M to $35M; no draws as of Sept 30, 2025","bullets":["Maximum facility amount increased from $25M to $35M effective Sept 30, 2025.","Amendment to Credit Agreement with Mudrick Capital Management and lender group.","Borrowers have not drawn against the facility as of Sept 30, 2025.","Darkwater Funding reaffirms security interest in collateral for obligations.","Lender commitments updated across nine Mudrick-affiliated funds."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-237183","json":"https://secwatch.observer/filing/0001193125-25-237183.json","markdown":"https://secwatch.observer/filing/0001193125-25-237183.md","text":"https://secwatch.observer/filing/0001193125-25-237183.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1580864/000119312525237183/0001193125-25-237183-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1580864/000119312525237183/vrm-20251009.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T04:04:31.748923+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}