earnings
confidence high
sentiment neutral
materiality 0.90
Simmons reports Q3 net loss of $562.8M after balance sheet repositioning; adjusted EPS $0.46
SIMMONS FIRST NATIONAL CORP
2025-Q3 EPS
reported -$3.63
vs consensus $0.48
▼ miss
(-851.4%)
- Net loss of $562.8M ($(4.00)/share) from $2.4B securities sale loss; adjusted net income $64.9M ($0.46 A-diluted).
- Completed $327M equity offering; after-tax loss on securities sale was $626M.
- NIM (FTE) expanded 44 bps to 3.50%; adjusted revenue up 9% QoQ to $232.5M.
- Adjusted PPNR rose 20% QoQ to $92.8M; adjusted efficiency ratio improved 280 bps to 57.72%.
- Q4 NIM guided to 3.65%+; CET1 ratio at 11.5%; TCE ratio 8.5%.