{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-241967","form_type":"8-K","ticker":"ALLY","cik":"0000040729","company_name":"Ally Financial Inc.","filed_at":"2025-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:41.782456+00:00","generated_at":"2026-05-17T03:28:14.601526+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Ally Q3 GAAP EPS $1.18, up 116% YoY; record auto originations of $11.7B","bullets":["GAAP EPS $1.18, up 116% YoY; Adjusted EPS $1.15, up 166% YoY.","Core pre-tax income $502M, up $282M YoY; GAAP total net revenue $2.2B.","Record 4M consumer auto applications drove $11.7B originations, up 25% YoY.","Retail auto net charge-offs 188 bps, down 36 bps YoY; CET1 ratio 10.1%.","Retail deposits $142B, 92% FDIC insured; 66th consecutive quarter of customer growth."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-241967","json":"https://secwatch.observer/filing/0001193125-25-241967.json","markdown":"https://secwatch.observer/filing/0001193125-25-241967.md","text":"https://secwatch.observer/filing/0001193125-25-241967.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/40729/000119312525241967/0001193125-25-241967-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/40729/000119312525241967/d50905d8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:28:14.601526+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}