BancFirst Q3 net income $62.7M ($1.85 EPS) vs $58.9M ($1.75) YoY; NIM 3.79%

BANCFIRST CORP /OK/

2025-Q3 EPS reported $5.36

Net income $62.7M ($1.85 diluted EPS) vs $58.9M ($1.75) in Q3 2024; net interest income up to $125.6M from $115.0M.
Loans grew $254M YTD to $8.3B; deposits up $399.8M to $12.1B; total assets $14.2B.
Nonaccrual loans improved to 0.69% of total loans from 0.72% at YE 2024; allowance 1.20%.
Noninterest income $49.9M (+$1.2M YoY); noninterest expense $92.1M (+$5.4M YoY) on higher salaries.
CEO cites loan growth and sustained NIM; Fed cut 25 bps in September, first cut since Dec 2024.

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