{"schema_version":"secwatch.filing_event.v1","accession":"0001193125-25-242538","form_type":"8-K","ticker":"LMFA","cik":"0001640384","company_name":"LM FUNDING AMERICA, INC.","filed_at":"2025-10-17T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.022476+00:00","generated_at":"2026-05-17T03:24:13.086621+00:00","sec_items":["5.07","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.15,"confidence":"medium","headline":"LMFA stockholders elect directors, ratify auditor, approve dilutive warrant issuance","bullets":["Andrew Graham, Frederick Mills, Frank Silcox elected as Class III directors (votes for ~1.75M each).","MaloneBailey LLP ratified as auditor despite 6,011,498 votes against vs 1,514,493 for; high opposition noted.","Approved issuance of >19.99% of outstanding common stock upon exercise of investor warrants from August 2025 financings.","Warrants from two August 2025 deals; approval allows potential dilution exceeding 19.99% of current shares.","Broker non-votes of 3,502,985 shares; quorum of ~23% of 15.2M outstanding shares represented."],"urls":{"canonical":"https://secwatch.observer/filing/0001193125-25-242538","json":"https://secwatch.observer/filing/0001193125-25-242538.json","markdown":"https://secwatch.observer/filing/0001193125-25-242538.md","text":"https://secwatch.observer/filing/0001193125-25-242538.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1640384/000119312525242538/0001193125-25-242538-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1640384/000119312525242538/lmfa-20251014.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T03:24:13.086621+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}