---
schema_version: "secwatch.filing_event.v1"
accession: "0001193125-25-242538"
form_type: "8-K"
ticker: "LMFA"
cik: "0001640384"
company_name: "LM FUNDING AMERICA, INC."
filed_at: "2025-10-17T23:59:59+00:00"
generated_at: "2026-05-17T03:24:13.086621+00:00"
event_type: "other_material"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.15
confidence: "medium"
source: SEC EDGAR
---

# LMFA stockholders elect directors, ratify auditor, approve dilutive warrant issuance

## Summary
- Andrew Graham, Frederick Mills, Frank Silcox elected as Class III directors (votes for ~1.75M each).
- MaloneBailey LLP ratified as auditor despite 6,011,498 votes against vs 1,514,493 for; high opposition noted.
- Approved issuance of >19.99% of outstanding common stock upon exercise of investor warrants from August 2025 financings.
- Warrants from two August 2025 deals; approval allows potential dilution exceeding 19.99% of current shares.
- Broker non-votes of 3,502,985 shares; quorum of ~23% of 15.2M outstanding shares represented.

## SEC filing metadata
- accession: 0001193125-25-242538
- form_type: 8-K
- ticker: LMFA
- cik: 0001640384
- company_name: LM FUNDING AMERICA, INC.
- filed_at: 2025-10-17T23:59:59+00:00
- event_type: other_material
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.15
- confidence: medium
- sec_items: 5.07, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1640384/000119312525242538/0001193125-25-242538-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1640384/000119312525242538/lmfa-20251014.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001193125-25-242538
- JSON: https://secwatch.observer/filing/0001193125-25-242538.json
- Plain text: https://secwatch.observer/filing/0001193125-25-242538.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.