secwatch.observer — SEC 8-K summary
======================================

Issuer:     River Financial Corp (RVRF)
CIK:        0001641601
Form:       8-K
Filed at:   2025-10-20T23:59:59+00:00
Accession:  0001193125-25-243279
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

River Financial Q3 net income up 23.3%; YTD EPS $4.03 (+39.9%); tangible book value +20.2%
--------------------------------------------------------------------------------

- Q3 2025 net income $10.7M, up 23.3% from $8.7M a year ago; basic EPS $1.38 vs $1.13.
- YTD net income $31.2M, +41.2%; YTD basic EPS $4.03 (+39.9%).
- Net interest margin expanded to 3.45% in Q3 vs 2.88% prior year; YTD NIM 3.37% vs 2.79%.
- Total assets grew 10% to $3.84B; deposits +10.3% to $3.35B; loans +8.9% to $2.64B.
- Nonperforming loans ratio improved to 0.29% from 0.47%; insider trading policy window expanded (Item 8.01).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1641601/000119312525243279/0001193125-25-243279-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1641601/000119312525243279/ck0001641601-20251015.htm
  HTML page:      https://secwatch.observer/filing/0001193125-25-243279

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer